Advice needed please

Paulinesun

yes thanks think I will ask around as this has been going on for months and months. He def said at the beginning he could get me a good deal.

Thrugelmir

Paulinesun wrote: »

I cannot understand why it is impossible to get a mortgage. Can anyone offer any advice please.

Draw a full budget up. Affordability may be tighter than you realise. Once ownership costs are taken into account.

Conrad

I suspect your broker has tried all the main lenders so any incomming new brokers need to take account of this.

£1200 per month does not leave that much after the capital repayment mortgage commitment over a shortish term.

Some brokers will encourage you to get fake payslips or do a fasttrack application tand excagerate your income but beware of doing this......

Maybe a lender than can conside to an older age and longer term is the answer. Not Abbey as your broker will have tried them.

A couple of small building societies can consider older ages. A good broker is worth trying but beware sales people who over promise and use phrases such as 'everyones a winner' or 'this is bread and butter stuff'. They will always be wide boys.