We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Which Credit Ref Agency?

Bruce123_2
Posts: 9 Forumite
Info Required Please, all answers greatly appreciated.
Any ideas which of the credit reference agency's the Coventry Building Society uses.
I'm sure that the last time I checked the table of credit ref agency's said that they used equifax but on checking this evening the Coventry is no longer listed.
The reason I ask is that I disputed a default listed with equifax and finally after approx 60 days the default has been removed from my equifax credit file. The same default was listed with experian but I didn't bother to file a dispute with experian as I assumed that the default would automatically be removed from both files (sadly wrong), the default is still glowing red on the experian file.
We need to raise a top up mortgage with our current lender the Coventry for some urgent house repairs and we can't really afford the time delay of disputing the default with experian and waiting 60 days for the default to be removed from their files as well.
As previous does anyone know if the Coventry use experian, any ideas please.
Regards
Bruce 123
Any ideas which of the credit reference agency's the Coventry Building Society uses.
I'm sure that the last time I checked the table of credit ref agency's said that they used equifax but on checking this evening the Coventry is no longer listed.
The reason I ask is that I disputed a default listed with equifax and finally after approx 60 days the default has been removed from my equifax credit file. The same default was listed with experian but I didn't bother to file a dispute with experian as I assumed that the default would automatically be removed from both files (sadly wrong), the default is still glowing red on the experian file.
We need to raise a top up mortgage with our current lender the Coventry for some urgent house repairs and we can't really afford the time delay of disputing the default with experian and waiting 60 days for the default to be removed from their files as well.
As previous does anyone know if the Coventry use experian, any ideas please.
Regards
Bruce 123
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards