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Buy To Let With No deposit

I have 3 properties but no deposit to buy any more. Only 1 of the propeties has a mortgage, can I borrow to buy more houses?

Comments

  • Dave_Ham
    Dave_Ham Posts: 6,045 Forumite
    Tenth Anniversary Combo Breaker
    You can certainly (subject to circumstances) raise funds on one of current propeties to use as a deposit/s on new one/s

    All the best
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • holly_hobby
    holly_hobby Posts: 5,363 Forumite
    1,000 Posts Combo Breaker
    Yep you can release equity from 1 or more of your current portfolio via a remortgage - subject to rental income v mge commitment & any salary/status requirements.

    Point to note is that offsetting of mge interest against rental income in each case of equity release, will be capped to the value of the property/pch price, when it entered commerical let. (your accountant/tax adviser/HMRC will provide more details if reqd).

    Hope this helps

    Holly
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