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loan help needed
jakemuk
Posts: 973 Forumite
i am looking for a loan, recently got accepted for a rented propety passed credit check got a mobile phone passed credit check and just before xmas got a vanquis credit card, i am after a small loan of about 1500 i have tried my bank but they turned me down, my credit rating needs improvement i make late payments ( i totally forget) and that is my downfall.
any ideas on lenders?
any ideas on lenders?
Wannabe DFW NERD: Not fully fledged member yet !
HSBC Bank Charges Reclaim In Progress Total: £1462.56
HSBC CC Reclaim Total: £180.00 PAID IN FULL
HSBC Bank Charges Reclaim In Progress Total: £1462.56
HSBC CC Reclaim Total: £180.00 PAID IN FULL
0
Comments
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Can't help on lenders but when you do take something out set up a Direct Debit for the minimum payment - then it doesn't matter if it's forgotten - and you can always overpay extra if you want to.
Catt xx0 -
Can only agree with Catt.You need some way of remembering to pay.
This will be reflected in the info held on you by the credit ref agency's and will impact on your ability to get further credit.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi
You'll probably find more help here as that section of the forum is specifically related to loans.
Unfortunately for you everyone here on DFW is trying to get rid of their loans. Actually...maybe you are right then....this forum must be full of experts on loans!
Good luck with your search by the way and DON'T pay an exhorbitant interest rate for any loan you take.0
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