Coop Cashminder Upgrade - 6 years from BR or 6 years from date of discharge?

hoffage123

Hiya,

I went BR in Nov 2007 and was discharged May 2008. When I went BR I opened a Cashminder account with Coop who I am very happy with. I have been cleaning up my credit files, have a c/card from vanquis which I have been running responsibly for a year now (always pay in full).

I was a little bit worried about the recent news that Coop and basic accounts but relieved that it shouldn't (hopefully) affect me. I was just wondering what their policy is though, on upgrading accounts?

Is it six years after the date the BR was originally posted, or is it six years after the discharge notice? If it is the discharge notice then that would be Nov 2013 .... I am looking towards further rebuilding my credit so having a normal current account would be handy (or so I have heard).

Any help appreciated!

PippaGirl_2

6 years since BR. Check your credit files first before applying to make sure they are correct. Many people do manage to get standard bank accounts before the 6 years though.