Household bank account

emile1973

My partner and I are looking to open a joint account for our bills and household things to come out of. Can anyone recommend a simple account we could use.
Thanks guys

grumbler

I think all banks do such accounts. To make things simpler just open another account with some bank that you already have accounts with.

fiesta04

Have a look at Santander 123 current account if you pay your utilities by DD. Charges apply but DDs should outweigh them.

F4

knightstyle

We use a Santander reward as we get free car breakdown and travel insurance. costs £10 a month but as there is money in the account we get a bit of interest.

anniecave

Be aware that if you open a joint account then it will link the two of you financially. So if one of you has a good credit score and the other one of you has a rubbish credit score, it might not be a good idea.

If you open a sole account in either your name, or your partner's name, then the person who's name it's in manages it, then that may be a better option...

McKneff

It's sad if you have to open a sole one and that one makes and manages the account.

Surely if you are a couple and are in a committed relationship even just living together, there is no point in being together if there is no trust with each other financially.

opinions4u

knightstyle wrote: »

We use a Santander reward as we get free car breakdown and travel insurance. costs £10 a month but as there is money in the account we get a bit of interest.

Please change your mindset that something costing £120 a year is free!

psychic_teabag

topcashback or quidco usually offer around £50 or so for the Santander 123 account.

dr_adidas01

I don't think its sad at all not having a joint account, we've seen it many times on this forum when things go wrong in a relationship and they split up.

I personally will never have a joint account with anyone ever again.. You don't need to know the full details lets just say it was one of the biggest mistakes of my life.

I don't think it does show that there is no trust in a relationship by not having a joint account.

Hooloovoo

McKneff wrote: »

It's sad if you have to open a sole one and that one makes and manages the account.

Surely if you are a couple and are in a committed relationship even just living together, there is no point in being together if there is no trust with each other financially.

If you are referring to post #5 I think you have got the wrong end of the stick.

It's not sad to avoid having a joint account if there is a difference in credit ratings. Why crush the credit rating of both people, limiting what they can apply for as a couple, if you don't need to?

Although I do find it amusing how some people seem to base the entire validity of a relationship on whether a couple has a joint bank account or not.

Essex22011

We are with Natwest - everything okay so far!