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Why does money make u feel so low????

2

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  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    are you certain tho that your bills are as low as they can be? I thought mine were, and it seems I was paying out way over the odds, to BT, for my insurances and so on

    If you pop up your SOA here someone will be able to point out better deals, and hopefully save you both a few quid! :money:
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • em84_2
    em84_2 Posts: 124 Forumite
    Bills are
    water £298 a year half all ready payed till october
    gas & elect is £40 a month
    car inc petrol tax ins = £70 a month
    food = bout £130-£150
    insure house & content = £20 a month
    life insure is =£11.00 together
    internet + phone = £19 a month inc free calls
    sky =£19 a month
    birthday saving = £10 a month
    xmas = £20 a month
    going out fund = £20 a month ( which is inc take away too )
    hair cut = £10 every 3 months lol hubby cut his own
    tv = £12 a month
    clothes = £20 a month together mainy from ebay lol

    mortgage is £600 a month
    credit card is at £800 not sure the arp min payment is £25 i think
    we got no more store cards
    we just payed last payment on loan of £136 a month.
    no other hp or anything.
  • beanielou
    beanielou Posts: 95,725 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well done on paying off your loan.
    Great that you only have one credit card.
    Can u pop up yout totals for your outgoings as I cant find my calculator at the mo.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Spendi
    Spendi Posts: 204 Forumite
    Hope i dont offend but can i make a suggestion on your listings ?

    **DEBENHAMS** DARK PINK BNWT SKIRT SIZE 20

    Remove the stars or at least put a space between them and the debenhams bit, as anyone searching for debenhams wont get your listing unless they put the stars in the search as well - try it yourself
    *Spendi*

    Ebay Total since Feb ~ £466.90

    Quidco Earnings £288
    Pigsback Vouchers £40 330 piggy points
    Boots 1796 Points

    Debt Free Date [STRIKE]March 2014[/STRIKE] [STRIKE]July 2009[/STRIKE] April 2009
  • em84_2
    em84_2 Posts: 124 Forumite
    Round bout £1066 a month. income at moment is £1400 a month inc hubby wage, ebay profit after everything
    From next week we have extre £300 or so from new pt job.
  • em84_2
    em84_2 Posts: 124 Forumite
    oh i didnt know that. thank you x x
  • Spendi
    Spendi Posts: 204 Forumite
    no probs :) Ive sold on ebay full time for about 2 years, if you would like anymore help then just PM me
    *Spendi*

    Ebay Total since Feb ~ £466.90

    Quidco Earnings £288
    Pigsback Vouchers £40 330 piggy points
    Boots 1796 Points

    Debt Free Date [STRIKE]March 2014[/STRIKE] [STRIKE]July 2009[/STRIKE] April 2009
  • em84_2
    em84_2 Posts: 124 Forumite
    did u make a good living out of it? silly question. lol
    Had two phone calls tonight for clothes party for the next two weeks so i happy bout that :)
  • Spendi
    Spendi Posts: 204 Forumite
    It wasnt so bad :)
    I sell in a very competitive market ( body Jewellery ) my main id has 7600 feedback now, but i went back to work full time as i needed the security of a regular wage as there is only me and DD :(
    I scaled down my listings from 800/900 to a couple of hundred so i can cope with the packing !
    But yes, back in the time when i put the effort in, it was no problem to hit 3k a month, it can be good money but you do have to work hard !!
    Constantly re-evaluate your listings, look at why stuff doesnt sell, make sure you you take advantage of those titles, every word should be a search term, doesnt matter if it doesnt quite make sense and if you cant get a real model for your clothing invest in a bust - quick search for plus size mannequin results in a few priced around £15, you can always use clothes pegs at the back to make them fit the mannequin better :)
    *Spendi*

    Ebay Total since Feb ~ £466.90

    Quidco Earnings £288
    Pigsback Vouchers £40 330 piggy points
    Boots 1796 Points

    Debt Free Date [STRIKE]March 2014[/STRIKE] [STRIKE]July 2009[/STRIKE] April 2009
  • Spendi
    Spendi Posts: 204 Forumite
    lol just to add the ebay bit in my sig is the money ive made from selling my own stuff on another id - not the business one !
    *Spendi*

    Ebay Total since Feb ~ £466.90

    Quidco Earnings £288
    Pigsback Vouchers £40 330 piggy points
    Boots 1796 Points

    Debt Free Date [STRIKE]March 2014[/STRIKE] [STRIKE]July 2009[/STRIKE] April 2009
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