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Birthday Challenge

OK I'm setting myself a new challenge in the hope it will kick start my debt free lifestyle yet again.

It's my birthday on the 23rd of may and I want to reduce my debt by an additional £250. This is on top of what we already plan to which is £990. I'm going to put the additional £250 towards my Beneficial Visa card which is standing at £753.11, so with the normal payment and the additional amount I should be able to get it under the £500 mark!:j :j

Already started by putting a few bits and pieces on ebay and amazon. :T
Debt Total. 17th February 2010 £15,685

Comments

  • beanielou
    beanielou Posts: 95,723 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope your challange goes well weegie
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • shamu95
    shamu95 Posts: 355 Forumite
    hi gud luck. its my birthday on the 13th may and i have asked everyone to give me money instead of presents to help me on my way. maybe you could do the same?
    june debt totals:
    Citifinancial £11700
    Morgan Stanley £860
    Capital one Mastercard CLOSED
    Capital one visa £1676.3
    Halifax £6650
    Barclaycard CLOSED
    Abbey £1756.85
    Dad £6625
    Mbna £2282.20
    Total £31550.35

    £1000 in 2mths challenge £228.19
  • weegie-dfw
    weegie-dfw Posts: 135 Forumite
    Good Idea! Although I do enjoy the treats I get for my birthday, they are normally things I really need like a haircut or new clothes.

    I've decided to add to my challenge my Race for Life training plan. I signed up for the Edinburgh Race for Life 5K in February and got my training off to a good start, but the last month I have fallen off the fitness wagon as well as the debt free one. So I'm going to build up to being able to run 5K for the 23rd May.

    I've just been out and done the first part of the training plan which was to walk for 1 min run for 2 mins for 15 mins and it wasn't to bad.

    Wednesday's challenge is walk for 2 min run for 2 min x 7 times.

    I'll be back to my slim self in no time!
    Debt Total. 17th February 2010 £15,685
  • weegie-dfw
    weegie-dfw Posts: 135 Forumite
    Good News already - OH has just received some unexpected royalities, he will use that to pay some bills, which means I can put more into the debt balances!

    Happy days! I'll post an update once I know exactly how much extra we have.
    Debt Total. 17th February 2010 £15,685
  • tattooed_lady
    tattooed_lady Posts: 1,591 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Hi, I did race for life last year, loved the training and lost loads of weight! Ran the 5k in under 30 mins too! Also it has helped me keep up a fit lifestyle. Good luck!
    Mortgage-free wannabe!
  • weegie-dfw
    weegie-dfw Posts: 135 Forumite
    That's fantastic tattooed_lady. I'll just be happy to make it round!

    Cheers
    Debt Total. 17th February 2010 £15,685
  • weegie-dfw
    weegie-dfw Posts: 135 Forumite
    Things on track, I have just got another couple of emails about some music lessons so that is an extra £35 towards my goals! I'm going to do up my travel expenses for work at the end of the month so that will go towards it to maybe another £50?

    I've also entered some competitions so although they won't help with this month's challenge they should help in the future months.

    Feeling quite motivated today as my cheque cleared for some work I was doing over the past few months, so I have paid £230 towards my bills which brings down the debt total a little bit, to £29,422.43
    Debt Total. 17th February 2010 £15,685
  • weegie-dfw
    weegie-dfw Posts: 135 Forumite
    Just had an email from someone who wants to rent our box room for a week while they look for a permanent flat in Edinburgh! So that's another £50 towards the challenge. So today in total I have located another possible £135 in extra income over the next couple of weeks!

    And that's without ebay or carbooting! Things are looking up.
    Debt Total. 17th February 2010 £15,685
  • beanielou
    beanielou Posts: 95,723 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wow thats great weegie.
    i need to think about getting another lodger I think.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • weegie-dfw
    weegie-dfw Posts: 135 Forumite
    The Lodger has pulled out! But I have just earned £15 for 1 hour's teaching and have another lesson booked in for next week. Also have just sold a book on Amazon so after postage I'm up £4.50!


    OH also earned an extra £75 yesterday for covering someone's classes! So we are a total of £99.50 towards the challenge
    Debt Total. 17th February 2010 £15,685
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