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Don't really know where else to turn?

paul123456
paul123456 Posts: 10 Forumite
edited 11 November 2012 at 3:13PM in Benefits & tax credits
Hello all,

This is basically my last ditch attempt for advice, and I'm hoping someone might be able to give me something helpful, or at very least an outsiders view of the situation as I'm pretty much sick of my life. To be honest I don't really want to post my my details online, so I was wondering if someone my be able to PM me?

The basics of it are:

My girlfriend and I are both 24.
Both still live at home.
My parents want me out.
Both work part time but still can't afford to move out.
I have a "disability" (not a physical one).
Don't know what to do.

There's a bit more going on than what I've posted but I feel embarrassed to post it publicly, I will elaborate in PM though. I would like to make something clear though, I don't want to be a scrounger, I don't just want something for nothing, and I'm trying not to make this a sob story. I know this isn't exactly how the forums supposed to work but anyone..?
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Comments

  • rogerblack
    rogerblack Posts: 9,446 Forumite
    PMs don't help other users in similar positions.
    If you wish to move in together, you may get some help with housing costs, through housing benefit/LHA.
    Similarly, council tax benefit, if your income is low enough.

    If you are both over 25, and work a total of 30 hours a week, you may be entitled to working tax credits.
    All benefits would need to be applied for as a couple.
  • Wig
    Wig Posts: 14,139 Forumite
    edited 11 November 2012 at 3:19PM
    All I can say is that a double room in a shared house can't be that expensive to rent....can it? You either have enough for the deposit or you will have to borrow the deposit from your/her parents/friends/family...There may be some scope for Housing Benefit..

    If you say what each of yours weekly income and no. of hours worked is that might help in giving you some advice.
  • whitewing
    whitewing Posts: 11,852 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Asperger's? I think it will help if you could give a bit more info even though it is a public forum and I understand that you may feel exposed. There are a lot of users with helpful input to give.

    Be very wary of pm'ing info. You don't know who you're dealing with and even the most willing person may get something wrong. On the actual forum, people will agree or disagree with what is posted so you can check the info given.
    :heartsmil When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.
  • paul123456
    paul123456 Posts: 10 Forumite
    edited 12 November 2012 at 4:24AM
    Thank you everyone for your input already.

    To be honest sometimes my wages can be quite good, but it varies greatly as I work completely on an ad-hoc basis. It can be as much as £900 a month, but other times it can be months of nothing with no definite work so whatever I get has to last. There is a possibility of me being moved up to a permanent contract next year sometime which I think would look after us both, its just not certain and until then? As for my girlfriend she is works 8 hours minimum wage and volunteers in a school. We have been saving for a deposit but haven't got much.

    We have lived in shared accommodation before but it was disgusting and ended up having to move back home due to money issues. We have had the offer to move in with her mother but there's already 4 people living in her 3 bedroom house (I think this may be our only solution though).

    Without malice, and in there opinion, does anyone think I'm just expecting too much?
  • miduck
    miduck Posts: 1,800 Forumite
    What are your longer term plans? If you are (both?) planning to go to university you would be able to apply for student finance, if you can last it out until September?
  • My girlfriend has just graduated uni and is working on getter her "proper" job (hence the volunteering). Whereas I plan to stay with the company I am with unless something better comes up, having already done years of training to get my qualifications.
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Is there any particular reason why your parents want you out.

    Could you go and live with her parents.

    My advice would be to wait till you get put ontoa permanent contract, hopefully by then, the girlfirend will have a job too.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • benefitbaby
    benefitbaby Posts: 1,099 Forumite
    You may possibly get housing and council tax benefit however this will depend on your earnings (fluctuate so HB/CTB may fluctuate too). You should have a play with the benefit calculator here http://www.turn2us.org.uk/benefits_search.aspx your local authority may have a deposit/bond scheme.

    Your girlfriend may have to consider a second part-time job whilst she looks for a full-time 'proper' job.
  • miduck
    miduck Posts: 1,800 Forumite
    paul123456 wrote: »
    My girlfriend has just graduated uni and is working on getter her "proper" job (hence the volunteering). Whereas I plan to stay with the company I am with unless something better comes up, having already done years of training to get my qualifications.

    In that case I'm with McKneff, wait it out for as long as you can, get some savings built up, and then you'll be able to move knowing you have that security together. In the meantime, could you both look at evening jobs, to get some more income, and it means you don't have to be at home so much? ;)
  • paul123456
    paul123456 Posts: 10 Forumite
    edited 12 November 2012 at 4:25AM
    ..........
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