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decided to go with step change

carlyfluck
carlyfluck Posts: 137 Forumite
Seventh Anniversary 100 Posts Name Dropper Combo Breaker
in Debt-free wannabe
hey all, new here, after h discussion and thought with the husband we have decided to start a dmp with step change, currently going throu bank statements and debts to send off all the info and get it all sorted just in time for the new year.

how have people found these plans? and how have u been treated by step change??

thanks

13,500 to go
First time buyer- Shared ownership- 13/7 DIP Leeds- soft search- 20/7 told we got house-21/7 instructed solicitor- 27/7 sales memo and full application- 30/7 hard search- 3/8 mortgage declaration sent- 6/8 told valuation complete
13/08 questions from underwriters 
17/08 letter to say initial assessment completed.
20/8 Broker says it will be another week until more communication from Leeds.
27/08 Mortgage approved 

Comments

  • beanielou
    beanielou Posts: 96,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Just wanted to say hello & welcome to MSE.
    Sure someone will be along to give you their experiences soon.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Growurown
    Growurown Posts: 5,498 Forumite
    Debt-free and Proud!
    Found them to be very good and helpful. They are also free
    DMP Mutual Support Thread No. 421

    Debt free date 25/11/2015 - Made It!
  • sickasachip13
    sickasachip13 Posts: 1,190 Forumite
    Hi,
    We're very happy with them, two years in. Join in the DMP thread, you'll find it a wealth of info.
    SAAC
  • Fizzbitz
    Fizzbitz Posts: 116 Forumite
    I have am with Step Change, although not on a dmp, but have found them super to deal with and their advice spot on.

    Good luck :)
  • debtdawg
    debtdawg Posts: 343 Forumite
    I've just started a DMP with stepchange, my first payment is due 1/12.

    So far they've been really friendly, professional and helpful. They've made setting it up a pretty stressfree experience :)
  • carlyfluck
    carlyfluck Posts: 137 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    debtdawg,
    how long did the whole process take?
    First time buyer- Shared ownership- 13/7 DIP Leeds- soft search- 20/7 told we got house-21/7 instructed solicitor- 27/7 sales memo and full application- 30/7 hard search- 3/8 mortgage declaration sent- 6/8 told valuation complete
    13/08 questions from underwriters 
    17/08 letter to say initial assessment completed.
    20/8 Broker says it will be another week until more communication from Leeds.
    27/08 Mortgage approved 
  • debtdawg
    debtdawg Posts: 343 Forumite
    carlyfluck wrote: »
    debtdawg,
    how long did the whole process take?

    We sent the application off on the 30th October and finalised the details yesterday. It would have gone through sooner but we had some queries from stepchange and some additional information to send through for proof of income.
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