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unable to get over payments from mortgage express due to nationalisation

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  • Thrugelmir wrote: »
    The £15k of accumulated overpayments wasn't the outright reason for the downfall of the business then.

    Well yes actually it was as this was pretty much what i was short of. but we are straying off the original question which was Do I have any comeback with mortgage express not allowing me access to my overpayments and can they legally change the original terms due to being nationalised?
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jr1966 wrote: »
    Do I have any comeback with mortgage express not allowing me access to my overpayments and can they legally change the original terms due to being nationalised?

    Technically yes. In your mortgage contract there will be an exceptional circumstances clause. Given that Mortgage Express was nationalised and ceased to operate and function as a retail bank. The clause could legitimately be invoked.
  • Many thanks, any ideas how I would go about it?
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