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Wanna great mortgage deal from my existing lender
richardw
Posts: 19,470 Forumite
fixed for a year. I am currently on the standard variable rate and not locked in.
Do I call the mortgage customer retention department and find what they have to offer, wait for a day or to and then try and find something better and then ask them to match it?
Any top negotiating tips would be appreciated.
Do I call the mortgage customer retention department and find what they have to offer, wait for a day or to and then try and find something better and then ask them to match it?
Any top negotiating tips would be appreciated.
Posts are not advice and must not be relied upon.
0
Comments
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They will have set products to offer you. Depending on the lender their attitude is most likely to be 'take it or leave it'.
Lenders do not usually negotiate on rates, products or incentives. Having said that though there is no harm in asking.0 -
Sometimes you can negotiate on arrangement fee's if you ar an existing customer, but I'd always recommend shopping around to see if you can find a cheaper deal
who is your lender?I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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