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Mortgage for apprentice

baywood_2 · 2012-11-09 20:49:09

My son is looking at trying to get on property ladder ASAP while prices are low ish. He is an apprentice till next September and whilst they hope to keep him on there is no guarantee of a job as with it seems most these days.he has 20k ish for a deposit. What are his chances of getting a mortgage now? Thanks.

Comments

GMS Posts: 5,392 Forumite

10 November 2012 at 12:29PM

Zero_Sum wrote: »

by including OT, then you're essentially doing a self cert, which are no longer around. If the OT is guarenteed, then yes you could include it. Including income that you might not get is fraudulent.

What a load of nonsense. Income which is proven is not self cert.

Regular/guaranteed overtime can be used in varying degrees by different lenders.

Posts like this do not help the OP who came here looking for genuine answers.

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