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Default of 3 months - wilol anyone give me a good rate mortgage

I am 19 yr old. Defaulted on my overderaft on Nov 06 paid in full Jan 07.
but this default is on my credit report. I have not gone overdrawn since.

I would like to buy a flat and am earning 18k

would anyone give me a mortgage at a good rate?

Comments

  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    its not as simple as that. need to know a lot more information and none of the advisers on here would recommend a specific product to you on the forum as we cannot really advise someone we dont know

    There may be the odd high street lender who would look at this but much of it depends on how much you want to lend and the amount of your deposit
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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