Revised SOA for 2007/08

david_hellier

mystery07 wrote: »

Hi David
Thanks for your reply. No TV licence (Dont watch Tv, TVL peeps say I dont need to pay for it!!) No "real" car costs, I have a car but MOT/service I pay very little for if anything! No overdraft & no partner either!

As said, finances only just settled this month, for me to be comfortable paying any large amount off anything, hence the savings.

As, at the moment, im still thinking, that I have £275 in OU fees in sept. What should I do to pay these if I have a) no savings or b) no CC ???

Already keeping a spending diary! I was amazed how much I have been spending!

Jules

I suggest you budget 275/4 (M,J,JA) as a cost= £15.88 per week off your weekly allowance. So now you have £203.82 per week to spend instead of £219.70. In Sep, pay off your fees and go back to £219.70 per week.