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No Mortgage poor credit

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Comments

  • The house is in rainhill(not far from liverpool L35 post code) the value is £95000 and i earn £21500 pa.
  • Dave_Ham
    Dave_Ham Posts: 6,045 Forumite
    Tenth Anniversary Combo Breaker
    Do not try and get a mortgage or secured loan in order to achieve £3,000

    Is there no other solution to this issue??
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • GMS
    GMS Posts: 5,388 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I am down the road from Rainhill.

    Worth a chat with your bank first. If no joy then look at mortgage options maybe. Obviously rates may look lower but you will be paying for longer.

    Also need to consider if you want to put a charge against the property as this puts it at risk.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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