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CCJ and Charging Order
Evil_Monkey
Posts: 1 Newbie
Hi all - new to this forum so please be gentle if I am in the wrong area!
My family and I were taken for a ride by a local builder and long story short we started court proceedings. He now has a CCJ on himself and we have asked for the money in installments (he agrees he owes the money). He hasn't paid a penny and as such I wish to take it further - we have been told that he is having problems paying his mortgage and I have today checked with Land Registry and it seems that he has applied for bankruptcy in August.
Now - am I able to ask the court to make a Charging Order on his house as if he does lose it due to payment defaults then I may get my money back? I know this sounds a bit cut throat but he does owe me the money...
My family and I were taken for a ride by a local builder and long story short we started court proceedings. He now has a CCJ on himself and we have asked for the money in installments (he agrees he owes the money). He hasn't paid a penny and as such I wish to take it further - we have been told that he is having problems paying his mortgage and I have today checked with Land Registry and it seems that he has applied for bankruptcy in August.
Now - am I able to ask the court to make a Charging Order on his house as if he does lose it due to payment defaults then I may get my money back? I know this sounds a bit cut throat but he does owe me the money...
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Comments
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Is there equity in the property? You may be paying out money with no hope of any return.Evil_Monkey wrote: »Hi all - new to this forum so please be gentle if I am in the wrong area!
My family and I were taken for a ride by a local builder and long story short we started court proceedings. He now has a CCJ on himself and we have asked for the money in installments (he agrees he owes the money). He hasn't paid a penny and as such I wish to take it further - we have been told that he is having problems paying his mortgage and I have today checked with Land Registry and it seems that he has applied for bankruptcy in August.
Now - am I able to ask the court to make a Charging Order on his house as if he does lose it due to payment defaults then I may get my money back? I know this sounds a bit cut throat but he does owe me the money...:footie:
Regular savers earn 6% interest (HSBC, First Direct, M&S) Loans cost 2.9% per year (Nationwide) = FREE money. 0
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