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The deal with reposession, council tax, utilities etc

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  • luvchocolate
    luvchocolate Posts: 3,389 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    totally agree Pippa, I thought the imformation was clear, but here we go again with misleading imformation, can we leave the FACTS to people on here who work in the depts, yes we have our place to offer help and support but lets not comfuse people.
  • CIS
    CIS Posts: 12,260 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Someone who is still responsible for the property (like I was, and like the OP is,) cannot apply for class L,
    so the building society or OR does not have to pay council tax. Someone who is still responsible for the property (like I was, and like the OP is,) cannot apply for class L,
    Even when the property is repossessed it is you, as the owner, who is responsible for payment of the council tax on the property (being repossessed does not change the legal owner) and for claiming any exemptions which are then available.
    I no longer work in Council Tax Recovery but instead work as a specialist Council Tax paralegal assisting landlords and Council Tax payers with council tax disputes and valuation tribunals. My views are my own reading of the law and you should always check with the local authority in question.
  • I too feel I have to post to fully support the advice from CIS in response to the OPs enquiry and class L exemptions.

    Lou67 - you should seize on the additional information you have been given here - that relating to the time unlimited Class Q exemption on empty properties following bankruptcy. If you were only given 6 months exemption following bankruptcy - perhaps as suggested under a Class C exemption - then you may have cause to feel aggrieved as an unlimited class Q could apply. So the posts you challenged could actually help you out.
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