Gone past 6 years (Yay!) But "settled" account problem

SusieTheOrc

Having finally reached my 6 year anniversary :j I was disappointed to see that I have two accounts (bank accounts that had overdrafts) as still on my Experian record. They are both listed as settled, but on the date of my discharge, so all the late payments are still showing from over 6 years ago, and I am worried this will have a negative impact. I was wondering, as I had an overdraft, surely I defaulted on that and that should be registered somehow? Has anyone had experience with this?

Ps
I did search and found lots about credit cards, which have a default date, but not accounts with an overdraft.


Thank you in advance for your help.

sniggings

Sorry not sure but I think they are allowed to mark as settled between your BR and discharge so maybe a bit longer before it's all cleared off your report.

Grats on the 6 years though :bdaycake:

debtinfo

These accounts will drop of 6 years from the default day. The default day should be no later than the bankruptcy date so check that out