We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
FTB advice on new job
THampshire
Posts: 2 Newbie
Hi, looking for a bit of advice - going to ring up an estate agent and bank tomorrow to see what they say next week as well.
Looking to buy my first house with 25% deposit. Will have finished paying of my student loan by Christmas so no noteable outgoings. My only concern is that I left my job in July, moved to a new place which wasn't as expected and so moved back to my previous job.
Technically, I've only been there for a month or so but want to know what the consensus is on getting a mortgage being in my job for such a short time. Was previously with them for 2.5/3 years and it is the same job itself in the same department
Any advise greatly appreciated, thanks
Looking to buy my first house with 25% deposit. Will have finished paying of my student loan by Christmas so no noteable outgoings. My only concern is that I left my job in July, moved to a new place which wasn't as expected and so moved back to my previous job.
Technically, I've only been there for a month or so but want to know what the consensus is on getting a mortgage being in my job for such a short time. Was previously with them for 2.5/3 years and it is the same job itself in the same department
Any advise greatly appreciated, thanks
0
Comments
-
Estate agency mortgage advice tends to be based on a limited panel of lenders, involves payment of a fee and other unattractive features. Search for "national estate agency mortgage advice" if you want to know more...
Provided you're not on a probationary period again, you should be fine, although some lenders will still lend to you during probation.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
This is dependant on the mortgage provider but most want you to be in your current job for a minimum of 3-6 months. Who are you looking to go with?0
-
Ideally looking for 5 year fix with 25% so YBS appeals at 3.04%.
Other then that there are lots around 3.59/69% and a four year nationwide at 3.39% but those extra 0.1%s soon add up
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.5K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.5K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.4K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards