We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Fixed rate mortgage.

Could someone kindly help me. We have a fixed rate mortgage until end of September 2015. We are tied in with a rate of 4.89%.
The amount outstanding is about £54,000 outstanding and if nothing changes the mortgages would be paid off in February 2027.

What I am trying to work is how much would have left to pay when the fixed finishes in September 2015. Also our mortgage payments are £467.00 per calender month and intereste is done on a daily basis.

I have tried several online calculators but hopefully there is some mathmetical who could give me a more exactly figure.


Thanks in advance

Comments

  • opinions4u
    opinions4u Posts: 19,411 Forumite
    Google <mortgage amortisation> and type the figures into a calculator.
  • CRISPIANNE3
    CRISPIANNE3 Posts: 1,478 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    opinions4u wrote: »
    Google <mortgage amortisation> and type the figures into a calculator.

    Thanks for that. Have now got a more accurate figure. Also the good news is the amount outstanding is £1k less than I expected and mortgage can easily be cleared by the the time the fix rate finshes.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.