Have you tried to reclaim PPI?

890 Posts
Poll started 7 Nov 2012
Banks have set aside about £13 billion to pay victims of PPI mis-selling, with over £6 billion already reclaimed. It's free to do yourself (so don't pay a claims company), while banks are supposed to write to victims to offer money back.
Which of the options in this week's poll is nearest to your view?
Did you vote? Why did you pick that option? Are you surprised at the results so far? Have your say below. To see the results from last time, click this
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I haven't because I've never paid it but I have checked all my paperwork to make sure I haven't!
As catmonkey85 says, the options are inadequate to adequately represent the true situation. (Was that the plan?)
Lots of people will fall into the "No - because I never paid any PPI in the first place" category.
Faced with options of : such people have to either answer with a bald 'No' (leaving MSE Towers to apply its own interpretation), or they just don't take part in the Poll.
So sick of seeing stories about people who were 'mis-sold' PPI who are clearly just trying it on. Saw a story about a woman who had it on her credit card from around 1990 and is now claiming she only saw it on her statement this year?!
Even if it was erroneously added to her account 'without her knowledge'; surely she's read a statement more than once in over 20 years?
Deciding that, in hindsight, you probably didn't need PPI is not a reason for it having been 'mis-sold'.
Absolute nonsense!
Martin - you really should have another option:
"No, I wasn't daft enough to fall for PPI in the first place - EVER!"
That said, I suppose I could have put in a claim anyway . . . but that wasn't on the list either.
I was 100% positive I'd never had it (I'd definately never asked for it).
Still, with the interest, it will be nice wee christmas bonus.
I've had an enormous battle many times to get it stopped and the charges made refunded!
So many companies do this that it has put me off most things and I avoid anything and everything now like the plague!
There should be a law passed that if any company doesn't read your paperwork properly and action it correctly they have to pay you £500 compensation - bet that would get things done more correctly!
It was painless and "paid" a decent interest rate.