bank accounts for BR

1289rs

right just going over everything here

but i was always under the impression if i did go br i would be ok with a bank account becuase of the co-op cash minder

but after digging a bit deeper on here i belive they have now "pulled" this account and no longer take on bankrupts?


this is a bit of a concern as the only other is barclays....who are my main creditor for about 12k! so i doubt they would give me the time of day never mind another bank account with them lol

so what other options are there for just basic account for an undischarged BR now?

mysterio_2

you could open the co op account before banruptcy....Barclays were one of my brothers biggest creditors & they offered him a basic acc once he'd gone bankrupt so wouldnt worry about that!

PippaGirl_2

You can have a Co-op cashminder as long as it was opened and set up prior to BR. They've only changed it so they don't take on new customers who are already BR, if you become their customer first you are fine.

1289rs

Ann that's great thanks one more thing iv got cleared up thanks to mse!!

immoral_angeluk

Also worth knowing that some banks are simply downgrading bankrupt's current accounts to basic bank accounts rather than closing them completely once informed of the BR, however I've seen this only being few and far between so can't say it's a definite.