We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Default Successfully removed on experian, still on eqifax :S?
stephaniem30
Posts: 22 Forumite
Hello
Just appealed our mortgage rejection after noticing an incorrect vrigin media default on my account. Been to hell & back with virgin to get it removed and finally they did!
However, just had our appeal rejected and the Bs asked us to obtain our reports so ive signed up for equifax incase of any discreprancies and found the default is still reguistered on it
i was under the impression that virgin media told a credit agency about the removal of the default and equifax and experian would both remove it
?
Any advice anyone? Equifax wont let me dispute it as they say theres a fault with my email address/password
Many Thanks Everyone
Just appealed our mortgage rejection after noticing an incorrect vrigin media default on my account. Been to hell & back with virgin to get it removed and finally they did!
However, just had our appeal rejected and the Bs asked us to obtain our reports so ive signed up for equifax incase of any discreprancies and found the default is still reguistered on it
i was under the impression that virgin media told a credit agency about the removal of the default and equifax and experian would both remove it
Any advice anyone? Equifax wont let me dispute it as they say theres a fault with my email address/password
Many Thanks Everyone
0
Comments
-
Ask Virgin to ensure they inform all three CRAs.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
-
Thanks Kingstreet
I have and virgin media assured me they've sent emails to eqifax. Theyve sent another to them today asking it to be removed within 48hrs
Is it common for them to not remove them on time or at all?
many Thanks0 -
You can request Equifax to remove it as well by copying any evidence from Virgin to show their approval of this. To request this directly go to (Equifax Help).
Hopefully with you and Virgin requesting together the matter might resolve quicker. However they make upto a week to correct this issue.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.5K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.5K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.4K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
