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Re-mortgage on DP

Hi

I am currently on a fixed term deal with HSBOS for my mortgage. It ends next year. Im starting out on a DMP and will probably end up with defaults on my record.

Can anyone tell me if HBOS credit check you to remortgage when you are already with them? I have no intention of moving for a long while, and just want to continue as I am.

thanks :)
Sealed Pot no 2011 :D

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    There'll continue to offer to mortgage products without the need for a credit check. This isn't classified as a remortgage I should add.
  • kingstreet
    kingstreet Posts: 39,439 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If it's Halifax, you need to ask them what product transfer rates they have available.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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