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Solicitors want me to buy an indemnity insurance policy

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Comments

  • Dave_Ham
    Dave_Ham Posts: 6,045 Forumite
    Tenth Anniversary Combo Breaker
    It does not really work that way, she could owe the HMRC £400,000

    I know this does not feel good, but I fear you will have to accept it. I would imagine the solicitor will come back with a cheaper policy now you have had a moan up...
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • shirlls
    shirlls Posts: 95 Forumite
    But she doesn't owe HMRC or anyone else anything!! We're the same, we have a mortgage, if we want anything else we save up for it, we don't have loans and credit cards are cleared every month.

    I won't give this up without a fight!!
  • GMS
    GMS Posts: 5,388 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    If the lender want it then youy must get it. As I said earlier finding a new lender will cost more than the policy.

    The not going bankrupt line may be true as of today but who knows what the situation will be in a few years time.

    Go back to the solicitors and see if there is a cheaper policy available. If you don't want to pay it then spend more monry on an alternative lender.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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