One monkey off my back!!

frugalpam

I paid off my Capital One credit card recently... got my statement today to say that I'm actually a few pounds in credit (overpaid them, just in case any more mysterious interest charges appeared) What a wonderful feeling !!! I've been trying to clear this card for ages and was sick of the high interest charges I was paying every month.
Think I'll frame that statement and start a 'wall of honour' in my house!! :rotfl: :rotfl:

mrsspendalot

well done!!!!!

mrsspendalot

p.s make sure you cut it and cancel it

tealady

Don't forget to ask them for your overpayment back as well!!!

GirlRacer_2

Well done FrugalPam, I closed my Capital One account back last year - they tried all ways to keep my custom and at and extortionate rate of interest who could blame them.

Cut up the card and get shot of them.

mrsspendalot

GirlRacer wrote: »

Well done FrugalPam, I closed my Capital One account back last year - they tried all ways to keep my custom and at and extortionate rate of interest who could blame them.

Cut up the card and get shot of them.

Yes I paid my Capital One card last month and they tried desperately to persuade me to stay.

postingalwaysposting

congratulations frugalpam

frugalpam

Thanks everyone ! I'm going to get them to refund me the credit on my card - and if they like, I'll return the card to them in a bazillion pieces :rotfl:
At my worst times, I spent up to the credit limit most months, so of course ended up paying so much in interest. Interesting isn't it, how we ignore that fact when we've buried our heads in the sand. Nowadays I reclaim every penny I'm owed and refuse to get myself into situations where I'm stacking up credit charges for myself. I'm a true DFW these days :T

Pam