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The Remember Remember NSD November Challenge

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  • beanielou
    beanielou Posts: 95,644 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Blimey thats a lot of shoes citizenkitten :rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • NSD 6 :D might have to think about raising my target soon...
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    2ym65q8.gif

    Hi lovely NSD gang:A
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
    Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.


    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

    NO SPEND CHALLENGE.


    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    "If wishes were horses, then beggars would ride"
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    beanielou wrote: »
    So no 5 today.
    Still got toothache.
    Bah is all.

    Poor you Beanie, there's not much more miserable than toothache.

    Back in the game again!!!!

    Ok, had to re-read that sentence :o

    Citizen - i used to have loads of shoes but since we don't go out so much now, my collection has gradually been whittled down. Have got a lovely pair of going out shoes (black satin peep toes with a bit of a platform and removable corsage on the ankle strap) that I got about 4 years ago now in Dotty P's for £15 - been worn tons :money:

    DM b'day gift purchased today - nearly fainted as I handed over my card for £200+ and vouchers. Nice little suprise though was that i got a £10 voucher back (thought the promo had ended) :D

    Made the mistake of having chicken curry for dinner tonight - made with leftover chicken. Not sure why I made it when it will a staple diet come the end of Dec :eek:
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • Hmmmm, someone told me today it is 5 weeks to the dreaded c word, where does the time go????

    Lots of NSDs rolling in today, so well done to:

    solventsoon – well done for number 12, I’m not sure I’d have done so well if I’d been peeking at all those lovely handbag websites!! :j:j

    BritAbroad – well done for number 4, & that’s a great amount of debtbusting, well done you!! :j:j

    chris81418 – well done for number 8, you’re doing great!! :j:j

    bottleofred – well done for numbers 6 & 7!! :j:j
    (((((((((((((hugs)))))))))) to your mum, I hope it’s not too serious & she is on the mend soon…

    freebyfifty – well done for number 13, & for a true NSD!! :j:j

    gien – well done for number 8 & hope you are feeling better soon. :j:j

    MuffinTops – well done for number 9 & for being so restrained in the shops, that’s seriously impressive!! :j:j

    slowlyfading – well done for number 9, you’re doing great!! :j:j

    armchairexpert – well done for number 5, I agree things like prescriptions shouldn’t ruin an NSD, as they’re definitely essential!! :j:j

    greenanne – well done for number 4 & for avoiding those snacks!! :j:j

    blindtoast – well done for number 6, you’re doing great!! :j:j

    fedupandskint – well done for number 10, you’re doing great!! :j:j

    ifwisheswerehorses... – well done for number 8!! :j:j
    I so wish your picture was true, the amount of mindless internet browsing I do, I’d be super skinny by now!! :rotfl:

    HeadAboveWater – well done for number 3, keep going, you can do it!! :j:j
    Glad you enjoyed lunch, bless your dad!

    beanielou – well done for number 6!!:j:j
    ((((((((((((((big hugs))))))))))) Toothache is just horrible! I’m sorry to hear the visit to the dentist didn’t help, when do they sort out your temporary filling, I hope that might help.

    emslovesmickey – well done for number 11, you’re doing great!! :j:j

    tatabubbly – well done for numbers 3 & 4, sorry to hear about your internet, hope you can get it sorted soon. :j:j

    rising from the ashes – well done for number 11!! Glad you had a good time with Maisie, it must be so hard to be away from her, but at least your mind is at rest that she is happy & settled. :j:j

    gien – well done for number 9, you’re doing great!! :j:j

    p0lly – well done for number 10, you’re having a great month!! :j:j

    The Dragon – well done for number 13, & happy anniversary!! :j:j

    abundant1972 – well done for number 11, & good luck for 7 in a row!! :j:j

    marmiterulesok – well done for number 11, you’re doing great!! :j:j

    shannys_taxi_driver – well done for number 6, you’re doing great!! :j:j

    And hello to:

    penny73 – glad your feeling better, hope you enjoyed your first day back at work?

    GKIM – welcome to the challenge, it’s never too late to join, just set yourself a target & Freeby will add you to the front page.

    citizenkitten – with you on the shoes…. Although I don’t buy them any more, I have to wear out all the ones I have first!!
    Is it wrong to also admit I’m a bit of a pj addict, as I wear them every day, it’s really the only thing I can still justify buying…. Especially big cuddly fluffy ones!!

    2 more for me, so thats up to number 9 :j:j
    feels a bit strange saying that when i've just spent 500 squids at the builders merchants, but house money is the one thing i don't count in my challenge, especially when i am finally at the last stages of having a perfect finished house, just a few bits for the builder to finish, one more room to attack with the soggy paintbrush & voila!!!
    (i am a bit worried i'll be so bored when there's no more work to do that i may have to move :rotfl::rotfl:)
    February NSD challenge 5/15
  • citizenkitten
    citizenkitten Posts: 419 Forumite
    edited 14 November 2012 at 9:49PM
    Could you sell some of the ones that haven't been worn outside?

    AHHH NEVER! these are my babies, (yes yes i have a problem...) but seriously it would hurt to part with them, even if they sold for the price i paid. I have given some away that the sizing was ridiculous but most were bought for me and not quite to my exacting taste.... and obviously some i have worn till selotape would not hold them anymore
    The_Dragon wrote: »
    shoes ... urm one pair of trainers that need replacing, a pair of all purpose flattish black shoes and a pair of boots (that I bought for my late sister and I am trying to get my calves thin enough to get into!).

    good luck with getting into them, so if not handbags or shoes.... what is your thing?

    beanie - yeah it is what i like to call a "lifetimes work"

    kerri - i also have a pair from dorothy perkings that my godmother bought for me must of been about 10 years ago now, i love them to death they were in the sale and cost £15. they were in the christmas sales and i got them along with another pair of shoes that were red with a black buckle (i gacve those away to a friend when they fit them better around about 5 years ago) and a black top with pink fringe and black buckle.

    bdini - beginning to think i was the lonest shoe of them all LOL! wow getting your house perfect! well done you! sounds fanatastic, trust me you will love just living in it with nothing to do, finally getting to enjoy every pound of cash and effort you put in. when home is home... there is nothing better

    WOOO! NSD 7! for me

    I love shoes, i can tell you how much i paid for every pair, where i was, where i got it from and any other background information.

    shoes are how my other half chatted me up, he said i like your shoes.. and i looked at his feet and mentally went...ewww but said thanks, then he said the shoes match your earrings, and i thought oh he is gay, but how wrong i was! :rotfl:

    when i met him he had 80 pairs of trainers so some may say our bank balances and shoe collections were a match made in heaven/hell :)
    IF YOU THINK YOU ARE SO CLEVER, THEN WHY ARE'NT YOU RICH?
    Debt = [STRIKE]21,003.22[/STRIKE] 0! :j/Car [STRIKE]4500[/STRIKE] 2875
    Savings 12k in 2013: NUMBER 093 = 1100.31/4000
    Wedding fund 1045/3500 LOL!

    Crazy Clothes 2013 NO 002= 376.64/500/No MoreBooks 0/30
  • GKIM
    GKIM Posts: 55 Forumite
    Thanks for the welcomes :) I'd like to aim for 9 NSD for the rest of November please!

    With reference to the clove oil - You can buy it in Boots for a couple of pounds. I too am a shoe lover - I buy heels for decoration and to look at rather than wearing as I am such a whinger on a night out when my feet hurt! (Bad habit I know :o)

    Can today count as my first NSD? :p

    GK x
  • NSD 3 for me please! woohoo! :j:j

    Keep them coming! :D:D
    MBNA - 5004.05/[STRIKE]8854.99 [/STRIKE]Barclaycard - 9464.18/[STRIKE]8241.65[/STRIKE]
    Tesco - 3910.20
    Loans: Santander - 3395/[STRIKE]3984[/STRIKE] Toyato - 2192/[STRIKE]2329[/STRIKE]
    Student loan - 2410/[STRIKE]2550[/STRIKE] Overdraft - 2000/[STRIKE]1500[/STRIKE]
    Grand total 28759.54/[STRIKE]27459.54 [/STRIKE]@ 13.12.12[/CENTER
  • Hi!

    Just made my way onto the forum after a slight downhill blip and going into my od.

    Decided to start slowly but it seems I'm late to starting this months NSDs.

    Am I welcome to join back in?

    Please put me down for 15! I have achieved 5 so far :j
    July Grocery Challenge - £0/£140
    No more buying DVDs in 2013 - 0/0
    2013 Savings aim - £582/£1500 39% :j
  • silvasava
    silvasava Posts: 4,433 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :happyhearWoo Hoo - No 7 for me please
    Citizen - I thought I was bad enough - I counted to over 70 pairs & gave up !! I have a new mantra - 1 pair in - 1 pair out (well that's getting rid of the flip flops & plimsolls for some nice shoe boots.........:D
    Small victories - sometimes they are all you can hope for but sometimes they are all you need - be kinder than necessary, for everyone you meet is fighting some kind of battle
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