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The Remember Remember NSD November Challenge

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  • Hello everyone! :wave:

    Declaring NSD number 22 caught yesterday so 2nd target reached! :j

    Well done with all the NSDs caught this month everyone! :T And thanks for all the prizes Freeby! :A

    Keep wrapped up warm everyone and see you all on the December thread! cold.gif
    :money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
    DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196

    highest debts: 01/06/2006 £69,023.92 _pale_
    debt free date: 31/12/2012 £0!:D
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Good Morning :)

    The last update of November :eek:

    Abundant – How fantastic. :T NSD #25 and your in a row target smashed. :j That is brilliant.:T

    Beanielou – NSD #18 all done and dusted. :T You did so well this month. :j

    Blindtoast – Yay, you did it. :j NSD #15 and target smashed. :T Well blimmin’ done.:T

    Candycupcake – Woo Hoo indeed. :T NSD #26 captured. :jWhat a brilliant month you have had.:T

    Chris81418 – Your second target tumbles with NSD #22.:j You have done brilliantly this month. :T See you in December.:)

    Fedup - Well done on staying strong and avoiding temptation. :T It has bagged you NSD #18 and target smashed. :j How brilliant is that.:T

    Jamiedodger – NSD #24 is an amazing number of NSDs to get.:j Well done. :T You should be delighted with yourself.:T

    Kitsch – You end the month on NSD #14. :T That’s two whole weeks of the month without spending. :j That is excellent. Well done.:j

    Missyv – NSD #25 is an amazing number to get. :j You have done brilliantly, well done.:T

    Nargle – Target tumbles with a brilliant NSD #15. :j Well blimmin’ done. :T See you in December :)

    Penny73 – Wow. :T All those lovely NSDs taking you up to NSD #14. :j Well done you have done really well.:T

    Phoenix – NSD #18 is a fantastic number of NSDs to get in a month. :j Think of all those days when you didn’t spend money. :T Well done.:T

    Ranchyroo – An excellent NSD #10 and another target tumbles. :j That is brilliant.:T Well done.:T

    Shannys – NSD #10 in the bag with the others and your target met. :j That is brilliant. :T Well done.:T

    Silvasava – An excellent NSD #16 reached and target met.:j That is brilliant. :j Well done.:T

    Tomandjerry – You should be delighted with yourself NSD #20 and target reached. :j Brilliant.:T

    WantToBeSE – Woo Hoo. :T You did it. :T Target reached with a brilliant NSD #25.:j That’s amazing.:T


    I can't believe how well everyone has done this month. Well done to everyone.


    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • I know Freeby it was a fantastic month - look at that 1st page:j

    Just wanted to say an extra special big

    images?q=tbn:ANd9GcQOizACP5p5XwGFfaxeNPi5GZlPAsYYPQv29HCfbV_WIwuaHEBI

    to you .... Spoon, Marmite, BDINI and anyone I may have missed :o for the many BIG updates this month ........
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    I have had to do another bit of pruning on the front page to make sure everyone got their prizes - sorry :( The post was just too big.
    I tried to do it with the people who haven't been around for a while but if I have taken you off and you want to be put back on, just let me know.

    Who knew that doing this could be so stressful :( I am sorry of I have taken you off and offended you :(

    I ended the month on NSD #30 :T

    I'll be back later and will update again for those who declare today. See you all in December :)
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    Freeby- thanks for updating the front page, i was really pleased to get my whirlygig thingy for my target reached.
    We all really appreciate the hard work you put in :)
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    WantToBeSE wrote: »
    Freeby- thanks for updating the front page, i was really pleased to get my whirlygig thingy for my target reached.
    We all really appreciate the hard work you put in :)


    Thank you :) It's just a little bit more stressy at this time when there are two months running.

    I'm glad you liked your prize. You deserved it :)
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Neither can I!

    I can remember January's thread like it was a few weeks ago - where has this year disappeared to! :eek:

    Me too rising... it's frightening how quickly time is flying by :eek:

    Just popping in to declare NSD no 26 for me and target no 3... YAY, another one of Freeby's fabby prizes will be mine:D:D


    Well done everyone, the front page is looking fab:j:j:j:jand, as always, a massive THANK YOU to Freeby:A:A:A
    :) The time you enjoy wasting is not wasted time :)
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    I have had to do another bit of pruning on the front page to make sure everyone got their prizes - sorry :( The post was just too big.
    I tried to do it with the people who haven't been around for a while but if I have taken you off and you want to be put back on, just let me know.

    Who knew that doing this could be so stressful :( I am sorry of I have taken you off and offended you :(

    I ended the month on NSD #30 :T

    I'll be back later and will update again for those who declare today. See you all in December :)

    Woohooo.... well done Freeby, you made your target :j:j:j:j:j:j:j:j

    It is stressful running the two threads, as I well know..... I'm a bit limited on time at the moment but if I can do anything to help let me know xx
    :) The time you enjoy wasting is not wasted time :)
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    December's NSD Challenge - Click here
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    December's NSD Challenge - Click here


    2ym65q8.gif

    Hi lovely NSD gang:A
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
    Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.


    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

    NO SPEND CHALLENGE.


    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!

    "If wishes were horses, then beggars would ride"
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