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The Remember Remember NSD November Challenge
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Dont beat yourself up too much p0lly.
Life gets in the way sometimes & thats okI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Good news is that thanks to copious amounts of soluble aspirin and honey and lemon, I am feeling much better this evening and was even well enough to rustle up a home made lasagne - using up some lingering peppers I was in fear I'd have to chuck (roasted in the oven whilst the mince was doing). Bloomin lovely, used to always have a couple in the freezer for a quick ready meal and since I have started making my own can't stand shop bought ones.
Couple of bits I'd ordered for xmas prezzies arrived today so that's a couple more ticks of the list, picked up some more money wallets as I realised I only had 4 left from last year (don't ask how many I actually need :eek:) and the little snowflake necklace I got from Amaz0n Black Friday also arrived...whoops, I hadn't confessed to that before had I?BUT it 'only' cost me £1.12 in real money as I had a gift cert balance from my Shop and Scan, so not bad for what was £20 normally.
Oh, and second confession - my mulled wine set should be being delivered tomorrowit is rather lovely though
http://viewer.zmags.com/publication/566fa8ed#/566fa8ed/50
Need to work out my target for Dec. :think:
Well done to everyone this month, if you've beaten your target :T and if you haven't quite made it, just remember every NSD is an achievement and one of the key aims of this challenge is to focus you on your spending, so if it's done that :T xxFeb 2015 NSD Challenge 8/12JAN NSD 11/16
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Managed day 7 today but not going to make it now as will be spending on Friday. Aiming for 9 now.January GC 299/300
February GC 295/270
March GC 92/243 then lost the plot and stopped recording for two months and went way over :eek:
May GC 372/250 still looking for the plot
June GC 118/2500 -
Claiming NSD number 23 please
Candy
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Managed NSD #9 today, so there is still a possibility I'll achieve target - Thursday is my only chance - fingers crossed for me!Total money owed: [STRIKE]31/07/11- £17,877[/STRIKE], LBM - 14/10/12 :j, 01/06/13 - £0 DEBT FREE!!!! :beer:
New challenge- save an extra £5000 from non-salary -£1600 (32%)0 -
Claiming another NSD which makes 18 NSD so far. I didn't meet my target of 20
as today is my pay day ( a day earlier to last month), but if I strech it to the end of the month (Friday) I would definately make 20 NSD :A. So what should I do? t&j
DMP started 2/2007
DMP Mutual support #136
DFD July 2013 May 2024 Oct 2017 Feb 2017 April 2017...t's complicated :eek::eek:0 -
freebyfifty wrote: »Link to December challenge
https://forums.moneysavingexpert.com/discussion/comment/57534385#Comment_57534385freebyfifty wrote: »Sorry if people were looking for the December challenge
It is there now. Sign up and challenge yourself to not giving in to the pressure of the big 'c' and the mass market forces urging you to spend what you don't have
Lecture over:o
Thanks Freeby, you're a star:A
No need to apologise for the December challenge, you're doing a fantastic job of looking after us all with very little help now, you deserve a medal :AThe time you enjoy wasting is not wasted time
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The time you enjoy wasting is not wasted time
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Evening everyone :wave:
And the NSDs keep rolling in, the front page is looking brilliant now, I think we all deserve a huge pat on the back:T
Well done to:
:j:j:jabundant1972 - NSD no 22 safely nabbed now, that’s fab. You’re so nearly there now, you can do it.....
:j:j:jbeanie - NSD 14 and 15 safely nabbed now and your target met, that’s brilliant! Freeby will award your prize on her next update.:j:j:j
Good luck with your new target of 17 NSDs, you can do it!
The back massage sounds heavenly
:j:j:jCandyCupcake - NSD no 23 safely nabbed now, that’s fab. You’re so nearly there now, you can do it.....
:j:j:jchris - 19 fabulous NSDs nabbed now and your target met, that’s brilliant! Freeby will award your prize on her next update.:j:j:j
Good luck with your new target of 22 NSDs, you can do it!
:j:j:jDanielleNic87 - yay to NSD no 12, nearly there now, you can do it!
Sorry you’re feeling poorly, hope you’re on the mend soon x
:j:j:jDragon - NSD no 22 safely nabbed now, that’s fab. Targets a-tumbling left, right and centre for you this month, woohoo
:j:j:jFallenArcher - woohoo to NSD no 8, you’re doing brilliantly, keep going
... and you did, NSD no 9 nabbed now as well, yay!!
Hitting your target is only part of the NSD challenge, the most important thing is whether it’s helping you to manage your spending better. Sometimes life just gets in the way of NSDs....
:j:j:jflubberyzing - fingers crossed for your next NSD today, you can do it.....
And you did.. NSD no 14 safely captured now, that’s brilliant!
:j:j:jfreeby - yay to 26 NSDs, that’s fantastic, fingers crossed for your full house this month
:j:j:jHeadAboveWater - NSD no 5 safely in the bag now, that’s brilliant!
Well done for getting all the C shopping done and dusted and sorry you’ve had a stressful few months, hope things are on the turn for you now x
:j:j:jLoubell83 - 10 fabulous NSDs nabbed now and your target met, that’s brilliant! Freeby will award your prize on her next update.:j:j:j
Good luck with nabbing another one or two before the end of the week, you can do it!
:j:j:jModestyB - NSD no 19 safely nabbed now, that’s fab, you’ve had a great month!
How are you managing to keep OH from the shops, is he chained up in the cellar?
:j:j:jPiquant - 19 fabulous NSDs nabbed now and your second target met, that’s brilliant! Freeby will award your second prize on her next update.:j:j:j
Fingers crossed you manage another one or two by the end of the month
:j:j:jsilvasava - 2 more NSDs added to the pot for you, that’s fab, keep going.
Hope the upstairs and bathroom blitzing was achieved
:j:j:jsf - woohoo to NSD no 19, you’re doing brilliantly, keep going
:j:j:jTaranaman - NSD no 7 safely in the bag now, that’s brilliant!
Good luck with getting the remaining 2, you can do it!
:j:j:jtomandjerry - NSD no 18 safely nabbed now, that’s fab.
Re your monthly total, it’s really up to you if you want to change your rules. If you think it would help you to do this challenge by month rather than from payday to payday, then go for it.
Hello to:
blindtoast - food for bunny is very important so well worth missing an NSD for that. Glad you enjoyed Skyfall, it’s had some good reviews, and yay to the free evening out, very MSE
Purplemumof2 - hitting your target is only part of the NSD challenge, the most important thing is whether it’s helping you to manage your spending better. Sometimes life just gets in the way of NSDs....
Fae - lists are very important when going shopping, they definitely help with capturing those elusive NSDs
rising - hope today’s spends weren’t too serious. Could you drop some major hints for vouchers for massages for C presents?
P0lly - beanie’s right (as always). Don’t beat yourself up about lunch today, if you enjoyed it it was worth doing as an occasional treat. Life sometimes comes along and trips us up in our quest for NSDs
kerri - glad you’re feeling betterThe time you enjoy wasting is not wasted time
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And just a quick update on my NSDs...
NSD no 24 nabbed today, so target no 2 tumbles... yay!!!!
Please can I increase my target to 26 NSDs Freeby, thank you :AThe time you enjoy wasting is not wasted time
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