There is light at the end of the tunnel

Anthony_Fritts

Good to know that you are sorting the things out to get out of this debt and you have already succeed. There is always a way to get out of a problem. Proper planning can make the thing easy for us.

_Andy_

Top work OP, fair play

Paydayloangetmeoutofhere

iaintw wrote: »

can you tell me your lender names please
if its minicredit their are used to be bad company now but their dont do anything
so my advice is keep it up well done. If the calls and others do a letter to them saying "haressment"

Each company had there own way of trying to get back money due to them but i managed to make it clear i was in control of how much and when each company would get paid. The first six weeks was hell and i kept sending emails about harassment and telephone calls. They soon stopped and now i'm in full control.:j

Paydayloangetmeoutofhere

Thankyou very much

Paydayloangetmeoutofhere

Anthony_Fritts wrote: »

Good to know that you are sorting the things out to get out of this debt and you have already succeed. There is always a way to get out of a problem. Proper planning can make the thing easy for us.

Thanks Fritts

I have found that having a spread sheet which i change every month
has helped me get on track and that the min my wages are available i make the payments.
i have paid back a total of £2783.38 in four months when i think what i could have done with the extra money:mad:

Paydayloangetmeoutofhere

Well done on clearing your balance on your cc. It makes you feel good when the light gets bigger at the end of the tunnel

Paydayloangetmeoutofhere

Well its been a while since i have had an update on my situation. Since i started in October i had 11 different payday loans i have stuck to my payment plans and i now have cleared 6 which leaves 5 to go and these will be cleared by July at the latest.

I have managed to also get a discount on 2 of them as i have shown that i have stuck to my agreements. But please beware that when you clear them off they try and catch you again to take out more loans. I have resisted there offer and i cant spend what i don't have i have learned a valuable lesson. I cant wait to see my pay packet in a few months and think that i can treat myself to something nice because i have worked hard for it and not digging myself out of a hole which i stupidly dug myself

Anyone going through the same situation you can do it keep it up :j

smancslad

Well done and keep it up... got my final payment on April Fools Day to finally clear all my credit card debt. Can't wait - I keep counting down the days!!! Well the fool's no longer me

kerry87_2

Paydayloangetmeoutofhere wrote: »

Well its been a while since i have had an update on my situation. Since i started in October i had 11 different payday loans i have stuck to my payment plans and i now have cleared 6 which leaves 5 to go and these will be cleared by July at the latest.

I have managed to also get a discount on 2 of them as i have shown that i have stuck to my agreements. But please beware that when you clear them off they try and catch you again to take out more loans. I have resisted there offer and i cant spend what i don't have i have learned a valuable lesson. I cant wait to see my pay packet in a few months and think that i can treat myself to something nice because i have worked hard for it and not digging myself out of a hole which i stupidly dug myself

Anyone going through the same situation you can do it keep it up :j

Well done! keep us updated further!

[Deleted User]

Hi there its great that u have been able to sort out your debts!

You said something about template letters i was wondering if you could put something on to start the ball rolling with these companies

My partner has lost his job and is now unable to pay anything to these companies near what he owes them. He wants to offer a repayment plan and have interest frozen

Thanks for ur help.