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Finally!!!
Jo3y83
Posts: 133 Forumite
I am DEBT FREE!
Finally, after 11 years I have cleared my £29k debt! I'm soooo happy right now!
This site has helped me no end and I'll continue to use it! To all those striving for their DFD's keep going!! The feeling is so worth all the hard work :j
Finally, after 11 years I have cleared my £29k debt! I'm soooo happy right now!
This site has helped me no end and I'll continue to use it! To all those striving for their DFD's keep going!! The feeling is so worth all the hard work :j
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Comments
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Brilliant Jo. Well done you :j:j
£29k - wow! so whats next for you now? a treat? start your savings?A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
Congratulations! How did you do it?Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Fantastic!! Well done to you. Think you deserve a holiday after that! 8 payments left for us on our IVA and I can't wait.Over futile odds
And laughed at by the gods
And now the final frame
Love is a losing game0 -
WOOOO HOOOOO
Congratulations
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Brilliant, well done!!0
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Fantastic news. Congratulations.
That freedom of knowing your money is now yours to work for you rather than against is the best feeling, isn't it?0 -
Well done !!!!!!!!!!!
I cant wait till i'm in your position ive got probably just under six months to go.
Tell us how you did it 0 -
Congratulations!!CC1...[STRIKE]£5,491.00[/STRIKE]£5,223.98....Loan 1..[STRIKE]£3,891.00[/STRIKE]£3670.84...CC2...£[STRIKE]415.00[/STRIKE] £395Mgment Co: [STRIKE]£1,398.00[/STRIKE]£1082.00[STRIKE]£11,195.00[/STRIKE] £10,371.79DEC NSD:2/15.....£2 Saver = £0....Swagbucks 796/1999S.A.D - and proud of it!!.... Paying a debt off by Xmas: CC2 :xmastree:0
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Hiiiii!
Well, I'm getting married next year so I'll be putting a lot of money into savings
I did it with a lot of determination and hard work. I lived off a spreadsheet that told me my monthly outgoings and then it worked out what I had left for the month. I would draw that out of the bank and divide it into 4 envelopes and open an envelope a week. Was tough but soooo worth it!
I cleared my 2 loans and then cleared my credit cards (lowest one first to kill it off) then I put big chunks of money on the cards with the highest balance until they were paid off.
I'm so excited now!! :j0 -
Thats gotta feel good!! Well done 0
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