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Halifax/Cabot Financial
I have credit card debts with Halifax / BOS. It seems they have sold these on to Cabot Financial.
I have had an agreement with Halifax for long time that interest would be frozen and they accepted nominal monthly payment in line with CCCS recommendation (up to date).
I have just received letter from Cabot Financial thanking me for the recent payment BUT, they go on to say "we'll continue to charge interest on your account until we've agreed a repayment plan with you".
Can they ignore the agreement with Halifax/BOS and start charging me interest??? I would have thought that when they bought the debt they took over the agreement rewgarding frozen interest and payment that I had in place? Before I write back I'd appreciate any advice on this.
I have had an agreement with Halifax for long time that interest would be frozen and they accepted nominal monthly payment in line with CCCS recommendation (up to date).
I have just received letter from Cabot Financial thanking me for the recent payment BUT, they go on to say "we'll continue to charge interest on your account until we've agreed a repayment plan with you".
Can they ignore the agreement with Halifax/BOS and start charging me interest??? I would have thought that when they bought the debt they took over the agreement rewgarding frozen interest and payment that I had in place? Before I write back I'd appreciate any advice on this.
0
Comments
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They have to carry on as per the original agreement write to them stating that its agreed or visit local CAB to do it for you0
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