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What happens if you haven't paid national insurance for years
irri_tant
Posts: 176 Forumite
My partner hasn't paid any since 1993 when our son was born, 19 years in total now.
Will this affect her state old age pension?
Is there a way she can make up payments if it is going to affect her old age pension?
Admin. If I'm in the wrong section please redirect this post
Will this affect her state old age pension?
Is there a way she can make up payments if it is going to affect her old age pension?
Admin. If I'm in the wrong section please redirect this post
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she/we did0 -
Is there a way she can make up payments if it is going to affect her old age pension?
As per other posts, she'll have more years than she might expect due to Home Responsibilities Protection, which has now been superseded but years convert across.
First step is to get a state pension forecast. I doubt she'll have fewer than 20 years towards the 30 required.
If she'd going to work again, no problem, if she isn't, then there are low cost ways to get more qualifying years.I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.
Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.0 -
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She needs to ring the DWP for a pension forecast.
30 contributions is required to receive a full state pension.
However, if she doesnt have any contributions or is very short of them she would be able to claim 60% pension from your contributions.make the most of it, we are only here for the weekend.
and we will never, ever return.0 -
Cheers, just used it and looks like she's OK.You already have enough qualifying years for the full basic State Pension of £107.45 a week.
Your State Pension age is 66 years
You’ll reach State Pension age on 10 January 20270 -
Dunno why it works for you.
I got the stuff about women born after 1953 can't use the online system when I try and get one for my wife.I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.
Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.0 -
gadgetmind wrote: »Dunno why it works for you.
try using google chrome or firefox if your using IE, might just work.
I'm using chrome0 -
I'm using firefox, but it gives you some woffle about them making changes and no statements for people born after certain dates.
It's all to do with the utterly mismanaged flat pension, which is fine, but dunno why it worked for you.I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.
Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.0 -
The problem may be the current regime's scandalous treatment of women (like me) born in the years 1953 and 1954. We are the hapless victims of the increase in pension age which has been speeded up recently. The AgeUK campaign on our behalf was ignored by the government. My local (LibDem) MP replied in a mealy-mouthed way to my outraged letter, promising that the new flat-rate pension will be higher, so I won't lose out (figures not available, so am very sceptical
about this....)
We have been told the "EARLIEST" date we can receive our state pension but not the ACTUAL date yet - how can anyone plan their finances on that basis ?0
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