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Eugh... help me! :(
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Give the OP time, its not the answer he wanted to hear, as is often the case on these boards, but hopefully he'll have a think about the advice given and maybe talk to his parents and decide to take some of it on board.

I hope so.
This could be the making of him.Our LBM: Dec 2011. DMP started: Jan 2012. Debt at LBM: £41,568
Oct 2012 = Current debt: £40,548.93
Oct 2013 = Current debt: £39.054.70
DMP Support number 424 - Long haul number 3080 -
I'm in the same position as you. I have a bad credit history (has gone from fair to poor in the space of a week) and i'm at the point where not even the payday lenders will give me a loan (I have never defaulted).
I tried getting a loan with the bank to pay off my existing loans and was a straight out decline- so I very much doubt you'll be able to.
How understanding are you parents about stuff like this?0
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