Paying off a loan

Money_Bunny

I'm going to give you some really, really boring advice.

It is......

Don't ever buy a scratchcard or gamble ever, ever again.

You got lucky, which is fab. But gambling will not build sustainable finances. If you keep gambling over time you WILL lose. Casinos, bookies, arcades etc aren't charities - they're businesses and quite profitable ones.

So enjoy the win, but walk away.

System

satchboogie wrote: »

Hi i think i need some help, i have had some health problems for a couple of yrs and had a loan before my problems started, which i payed without fail every month, when my health deteriorated i was forced out of work. I missed a few mths payment then sought advice @ CAB , they advised me to get in touch with CCCS which i did and am paying back the £1 a mnth, now here's the problem, i have been lucky enough to win £1000 on a scratch card(1st one i ever bought) lucky sod :j. Now can i phone the creditors and try and do a deal with them (i owe £1600) to see if they'll take £1000 and call it quits, or carry on paying them £1 a mnth , and then pay off some bills..

just need some good advice really.

thanks

Hi Satchboogie and thanks for your post.

I hope you don’t mind me jumping in on the thread.
As you’ve already spoken to us I’d recommend that you call back for some more advice.

If a full and final settlement is possible we have a dedicated team that can handle the process on your behalf.

I hope this helps.

Kind regards,

Mat

satchboogie_2

Mat thank you ever so much will phone and have a talk with CCCS. This is the kind of help people need on these forums not people being the local troll...:T