We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
You've Gotta Love RBS!
southernscouser
Posts: 33,745 Forumite
The lovely people at Tesco Loans have just sent me a letter offering me a top up loan! :j
They must have noticed that payment number 43 of 84 has just come out so they are offering me 'a new loan that could pay off my existing loan and you'll continue to make just one simple monthly (shouldn't they put affordable in here or don't they care :rolleyes: ) payment - only this time at a new rate of just 6.7%'!
Thats splendid but the last time I looked my loan rate was 6.7% anyway! :undecided
Now the dilemma! :think:
Do I shred it? Or do I write to them telling them my whole MSE/DFW story?
They must have noticed that payment number 43 of 84 has just come out so they are offering me 'a new loan that could pay off my existing loan and you'll continue to make just one simple monthly (shouldn't they put affordable in here or don't they care :rolleyes: ) payment - only this time at a new rate of just 6.7%'!
Thats splendid but the last time I looked my loan rate was 6.7% anyway! :undecided
Now the dilemma! :think:
Do I shred it? Or do I write to them telling them my whole MSE/DFW story?
0
Comments
-
I would shred it and then send it back to them. Childish but Fun.Official DFW Nerd Club - Member no. 297 - Proud To Be Dealing With My Debts0
-
Yep shred it and send it back in their prepaid envelope.Total 'Failed Business' Debt £29,043
Que sera, sera.
0 -
Shred it, enclose a lead weight in the prepaid envelope and then send it back. That way they have to pay the additional postage.Debt Free Nerd No. 89, LBM: April 2006, Debt at highest (Sept 05): £40,939.96
NOW TOTALLY DEBT FREE!!!!!!!! Woooo hooooooo!!! DEBT FREE DATE: 23 December 20090 -
Shred it, enclose a lead weight in the prepaid envelope and then send it back. That way they have to pay the additional postage.
A pebble - lead weights cost money."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Either way - use the prepaid envelope if provided. lol.0
-
I'd take all the loan, credit card and Carol's Evil Loan offers you've had over the week, put them all into the prepaid envelope and send it back to one unlucky company. I used to do this, strangely enough it stopped very soon after that!This year I'm getting organised once and for all, and going to buy a house with my wonderful other half. And that' s final!
Current Pay Off Target : £1500 :mad:0 -
A pebble - lead weights cost money.
Ah yes, how remiss of me. Perhaps a brick laying about a building site you pass on the way home from work might fit the bill
And then shove in all the junk mail you've had this week for good measure! Debt Free Nerd No. 89, LBM: April 2006, Debt at highest (Sept 05): £40,939.96
NOW TOTALLY DEBT FREE!!!!!!!! Woooo hooooooo!!! DEBT FREE DATE: 23 December 20090 -
I think you should shred it, send it back WITH a covering letter of your DFW story...! Bank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
0 -
I love you lot! you made me LOL:rotfl:
SS go for it. Shred it and send it backQuality is doing something right when no one is looking - Henry Ford
0 -
I agree as well.
Shred & return to sender!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards