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  • TeamQuest wrote: »
    Is a SOA when you work out all your outgoing ? I've done this with the CCCS and they pay my creditors all my extra money - £319 a month. I've heard that if you go banktrupt your partner can buy out your half of equity in the house and then you wont loose it, is this true?
    Thanks for all help so quickly :)

    No it isn't true. There's a special name for it that I can't recall, but it's classed as fraud. Sorry.
  • Welcome TeamQuest not sure about the banktrupcy question but I do know how you fell not wanting to wake up. We're all in this together here, you can be sure you're among non-judgemental friends!!
    I stopped smoking 25th June 2007
    STILL Never complacent but confident
    My debt is GOING DOWN!!!!
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