Somewhere over the rainbow...

Victoria2322

Well done Your will definatly pay it off quicker than you would not using your new system
Its my pay day as such wed so will be saving as much as I can to get out of the overdraft!
x

Homemadehappiness

Thanks hubs is still out of work following his redundancy so muddling through - once he gets a job tho we should hopefully smash it! But taking it one day at a time worked out I have 18 more payments on my loan! That's pretty fab as its a 7 year loan! So the end is in sight! Tommorow I plan to list more items on eBay! It's official... Nothing is safe in this house! Xx

mum2one

sounds like some good planning going on there, good luck with the ebaying, I should have a root around, but got a few bits from last week still going, so will have to a look for next weekend,

My bargain - brought a dress brnad new 25p, catalogue surplus, - the plan was to slim into !! 2 yrs later dress still as tags, - gone up to £10.. still got 2 days left.

Hope you find some pennies, - know when dad walks the dog, he says by shops, newsagents etc are pretty good for odd change on the floor! xx

Homemadehappiness

Thanks mum2one - what a fab profit on the dress! I'm def more vigilant for loose change at the moment when out and about! Xx

Homemadehappiness

So a lazy ish day here today. After a family day out yesterday we're staying in today. I am going to attempt to declutter our bedroom - who knows what little treasures I may find in the process!

I have some spreadsheets from previous, I'm thinking of writing them all out again and updating as appropriate. I mentioned before i had been on MSE previously and yesterday I decided to look up my old diary! It was quite motivating, I have actually settled 7 debts since my original LBM! Altho one thing that shocked me was the catalogue that I am working to pay off at the moment I had got the balance down to £99 - 2 years ago! :-O just shows I need to stay focused! Xx

Homemadehappiness

Oh and made my PAD of £1 today! Will update my signature later xx

Victoria2322

Hope you find some treasures
Im sure you will stay motivated this time
Have a great day at home

[Deleted User]

Oooooooooh a treasure hunt!!

Haha I do that every other month or so & its amazing what you find that you have forgotton about.

No more debt busting for me until payday.

Dxxx

Homemadehappiness

Well my decluttering didn't go as planned.. As ended up stripping wall paper instead! Woops! My ebay items end tonight - two have gone unsold and 28 still going. Any unsold items I will relist also got one or two other bits to put on!

I need to go to the bank and get some money bags so I can properly bag my change up and deposit it into the bank - this is the tightest week of the month for me so debt busting will be to a bare minimum :-/

Still got to submit my expenses for work aswell - what ever happened to Sundays being the day of rest?! Lol xx

Homemadehappiness

Homemadehappiness wrote: »

Ok thought I would break down my debts...

So we have

Debt 1 - £2495
Debt 2 - £2400
Debt 3 - £3500
Debt 4 - £3689.62
Debt 5 - £1050
Debt 6 - TBC
Debt 7 - TBC

Total (minus debt 6 and 7) £13, 134.62 :eek::eek::eek::eek::eek:

Managed to get the outstanding balance for debt 6 which is currently £2814.56 :mad: which takes known balance to £15, 949.18

I managed to find the documents for debt 7 and its on hubs to do list tommorow to phone up and query outstanding balance, im actually thinking it has to be nearly settled, the debt was orignally for a £400 laptop, we have been paying £20.11 since November 2010 which at the moment £460.00 (ish) paid... it cant be much more than that surely? :huh: - well here's hoping anyway! xxx