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Self Cert Mort required.
gmt
Posts: 152 Forumite
Hi need help with a self cert never been down this route, deposit +40%, what sort of rate is available and what is the procedure.
Does it help hinder to have joint applicants.
Thanks in advance.
Does it help hinder to have joint applicants.
Thanks in advance.
0
Comments
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the procedure, and rates are little different than any other mortgage - the only thing is that you do not need to be able to prove your income. Each lender has different criteria - I would advise speaking to a decent broker first, to see if you even need to self-certify but the "best" lenders will very much depend on your circumstances. With 40% deposit you shouldn't encounter any difficulty.I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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What are your incomes?
What mortgage amount do you want?
Why do you need to self cert?
There are many lenders that are flexible with their underwriting to offer you a mortgage with a 40% depositI am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
herbie check ypur pm0
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