I really thought I could do it this year!

doitmyself

Good honest post there OP. I really think it's gonna get tougher too as the interest rates go up and the e.g. CC facilities we have all used to fix short term problems or help to reduce the amount/term/payments of an existing debt are withdrawn.
No help I know, I'm in the same boat as you, but it's interesting that you, me and others here are recognising that's it's gonna be a struggle for a bit longer yet...

lambanana

Even if they're not paid off this year it looks to me like you're doing really well, just find out all the correct rates and such and re-jig finances around and see what you can do...and don't beat yourself up, as long as those numbers are going down you are making progress.

BeckyBloomwood_2

Thanks everyone, watch this space for my SOA

skollieal

|Personally i cant offer any advice, but i am HELLUVA impressed by the reductions you ahve made in your debt, so please dont give up! Be strong! have you thought about mystery shopping? I work long hours as a nurse but find that the extra money from this s really beneficial so give it a try,but most of all, DONT GIVE UP!

sammy115

You may have had more money as a student but is that how you built up your debt! LOL.

A lot of people seem to have lost a bit of motivation over the weekend. Maybe we have had too much time on our hands to think. I know I have. Try not to be so hard on yourself. Maybe you would be better trying to be debt free by the end of 2009. It is still good going and you would be able to kick back a little and relax. (Not too much though)!

Do try the matched betting. It does work but you do need to read the rules a couple of times, it took me a while to work it out.