We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
My story.....
learntmydebtlesson
Posts: 49 Forumite
Hi there all
Since finding this site it has really helped me to get my finances on track. It always offers such great advice and people share their experiences along with postive outcomes.. So, I thought I would share my experiences with you and hope this short story may help even just one person in the same situation.
Why I got myself into debt.....
For me it was when I started working in London earning a good wage. I thought I could live the life of a millionaire, clothes, cars, going out, you name it I would buy it and waste every penny of wages and max out any credit and score cards. I had no realisation of money or respect for it and savings never entered my mind. I didn't think just how quickly it would all add up.
Lighbulb moment
It's scary when you have that lightbulb moment isn't it and you work out everything you owe, but that's the time I started to get back on track and become a debt free wannabe!
How I am getting debt free
Mainly for me, it was a change in attitude. My attitude towards money and debt. I now respect every penny and try not to buy things for the sake of it. I still have debt but I am paying things off gradually and this is now manageable debt. I have had to sacrifice and cut down on things but it's so worth it. I know get more pleasure out of saving money and seeing debt going down than spending it and by 2010 I will be debt free! Hooray...
We will all get there, some sooner than others, but I am proud to me a debt free wannabe.
Good luck all.
:beer:
Since finding this site it has really helped me to get my finances on track. It always offers such great advice and people share their experiences along with postive outcomes.. So, I thought I would share my experiences with you and hope this short story may help even just one person in the same situation.
Why I got myself into debt.....
For me it was when I started working in London earning a good wage. I thought I could live the life of a millionaire, clothes, cars, going out, you name it I would buy it and waste every penny of wages and max out any credit and score cards. I had no realisation of money or respect for it and savings never entered my mind. I didn't think just how quickly it would all add up.
Lighbulb moment
It's scary when you have that lightbulb moment isn't it and you work out everything you owe, but that's the time I started to get back on track and become a debt free wannabe!
How I am getting debt free
Mainly for me, it was a change in attitude. My attitude towards money and debt. I now respect every penny and try not to buy things for the sake of it. I still have debt but I am paying things off gradually and this is now manageable debt. I have had to sacrifice and cut down on things but it's so worth it. I know get more pleasure out of saving money and seeing debt going down than spending it and by 2010 I will be debt free! Hooray...
We will all get there, some sooner than others, but I am proud to me a debt free wannabe.
Good luck all.
:beer:
Still in debt but with a positive attitude and enjoying watching it decrease each month. :beer:
0
Comments
-
Good Luck!!! :beer:Debt Nerd No : - 882
"Proud to be dealing with my debt" :money:0 -
Well done learntmydebtlesson, good luck with getting debt free!"I wasn't wrong, I just wasn't right enough.":smileyhea97800072589250
-
Hope it works out for you!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards