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Lowell Financial and Default date

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  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Thanks for that.

    If it's a CCA regulated debt, have you started off a complaint with the FOS as well? Worth it as it will cost Lowells £500 in FOS case fees no matter what happens. :)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • It is a CCA regulated debt ... that is according to their reconstituted agreements. But as yet I havent complained to the FOS, i'll certainly look at this as well, may give them another chance to remove all my data from their systems before though?

    Thanks Fermi, you're a star ;) hadnt even considered FOS lol.
    Its easier to make decisions in life, than it is to live with them.
    Remember the night is always darkest before the dawn!
  • Hi, thank you all for the advice.

    Could someone please link to the challenge template letter, I've had a look but I'm obviously being dumb.

    Would also be grateful if someone could confirm if this is a CCA regulated debt (phone contract)? If it's not, does this have any implications on Lowell not having to provide the requested information?
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