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Poll!
Ixy
Posts: 30 Forumite
How much did you owe when you went bankrupt?
What was the reason for your debt? 18 votes
After initially getting into large debt, I gave up caring - I just wanted to live a normal life.
5%
1 vote
I was an idiot who was living in denial.
5%
1 vote
A combination of the denial and gave up caring.
22%
4 votes
My partner left me with debt I couldn't afford.
11%
2 votes
I lost my job and I couldn't afford the payments anymore.
22%
4 votes
Other circumstances truly outside my control.
33%
6 votes
0
Comments
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We owed £50,000 mainly on credit cards.0
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Why just look and not at least vote? I'm just courious as to what lead to your BR etc.0
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Sorry Ixy - I really could not see an option which covered my situation.
My BR was related to my business (sole trader) but I can not, in all honesty, say that the circumstances were TOTALLY beyond my control.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Sorry Ixy, none of those really apply to me either. I was neither an idiot or deserted or lost my job. To be fair there probably was a time when the situation was under our control and I could not honestly say that circumstances out of my control caused them. We were in 'ddenial' in the sense we didn't realise quite what was going on I guess, but none really fit.
1) Certainly didn't give up caring. (Well haven't yet anyway)
2)Not an idiot, though perhaps in denial
3)Perhaps denial, but did care
4)Partner is defo still here
5)Didn't have a job (little kids) OH still has his
6)Other circumstances (perhaps) truly outside of my control (bit of a cop out)
Think you need an option along the lines of 'Juggled money for years,escalated out of control.'
Or 'Consolidation loan one too many', 'Gambling addiction'
To be honest your optrions are really narrow, and many say the same in different ways. At the same time they are too specific.
In all honesty our debts got to big for us, and when we realised that we weren't paying for utilities, we sought advise. We were advised to go BR. I didn't even know what it was at the time.:starmod: I am not that savage :heartpuls But I am a Vixen :staradmin0 -
How much did you owe when you went bankrupt?
Hi Ixy,
I always vote on polls because I believe in democracy but none of the options relate to our circumstances; just thinking about it, none of the current political parties really reflect my views on politics and economics, not quite sure where that leaves me really.
We owed approx £230k business and personal debts and all we've got to show for it is some absolutely outstanding memories and a few regrets; and of course a business plan of outstanding potential that some lucky venture capitalist will get a 49% stake of a hugely profitable business, "c'est la vie".
Richard0 -
I can`t fit my circumstances to the poll so have not voted.
We went down for over £135k due to business and personal debt..
:beer:
TJ1/11/06 -1/06/07 BSC #42
For FREE advice. Your local CAB Office - ask to speak to a 'money advisor'.*The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111*National Debtline - Tel: 0800 808 4000*Payplan - Tel: 0800 917 7823*Insolvency Helpline-0800 074 69180 -
tight_jock wrote: »I can`t fit my circumstances to the poll so have not voted.
We went down for over £135k due to business and personal debt..
:beer:
TJ
About the same as me TJ. :beer: I'm not sure if that will help Ixy, but hope it does.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
by time it went through 53k through gamblingcoupon over here, coupon over there, every crack filled with coupons even down there(meaning under the buggy lol):D0
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Mine is 13k, but it might as well have been 113k, and it sure felt like it at times.0
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allofadither wrote: »Mine is 13k, but it might as well have been 113k, and it sure felt like it at times.
I know exactly how you feel, dither - never mind, it will soon be better.:beer:I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0
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