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Threat to pass to Door stop collection agent?

Another letter (had a lot today!) from another creditor.

Several threaten that the next course of action is to pass to a door stop collection agent (oooooh, really scared now.....:rolleyes: ) but it gets up my nose that they ignore my offer, send me nasty letters stating I am ignoring the problem and then threaten me. :mad:


Anyway, my point (eventually) is I need some wording to tell them to get stuffed. I am sure I read somewhere here that I can write and tell them not to bother sending anyone round cos they are not allowed to (or have I got my wires crossed) etc. :confused:

Can someone point me in the right direction?

:confused:

Comments

  • skylight
    skylight Posts: 10,716 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Home Insurance Hacker!
    ideas???????
  • Hi
    I know how you feel in the same predicament at the moment.If you have offered a payment then i find the letter templates on this site very usefull.

    http://www.nationaldebtline.co.uk/england_wales/debt_advice.php#6

    Kev
  • tomterm8
    tomterm8 Posts: 5,892 Forumite
    Part of the Furniture Combo Breaker
    I would write (registered mail) something like (spell check it - I am dyslexic):

    "Dear X,

    With regard to your recent letter dated X, I welcome the prospect of meeting your agent, and inform you I am available on the X between Y and Z. I ask that you confirm this appointment in writing within 7 days of recieving this letter.

    Please note I will only discuss personal business with your agent if he carries identification, and if you confirm the date of the appointment as I request.

    Contrary to the content of your letter I have already sent you a copy of my SOA, and a proposed schedule of payments, and that I have asked you to freeze any interest and / or charges. For your convenience, I include a copy of the letter dated X. Further, I will not meet any expense incurred by the visit of your Agent.

    I also ask that you send either your authorisation to pursue this matter for CLIENT or a true copy of the assignment of the debt, and inform you that I will make no payment to your company until I recieve this information.

    Yours Sincerly,

    Y
    “The ideas of debtor and creditor as to what constitutes a good time never coincide.”
    ― P.G. Wodehouse, Love Among the Chickens
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