So ashamed of myself!

beanielou

THe great thing as far as Im concerned is that you know you went a wee bit adrift.

oops_a_daisy

sammy_kaye18 wrote: »

Um......

£200 rent.
£30.40 water for month. is this a water meter ? you may be able to make savings here
£113.00 Ntl bill.this seems a high amount - is this per month ?
£70 on monthly train ticket for bf (was cheaper than £3 a day)
£40 his lunch money
£100.00 paying back his mum I take it from some of the following posts that this is the last month to pay this ?
£190.00 london trip including car,food,etc (we had £100 bond back though) this was a one off
£100.00 foodyou are doing really well on this :T
£50.00 gas and electric have you shopped around lately for this ?
£80.00 maintenance

other
£15 tshirt from concert - my treat to myself after the hard months one off
£20 shoulder bag for work (heavy duty and much needed)one off
£10 phone credit - £5 each well done on keeping this so low
£25 sorting garden - put gravel down to tidy garden up as it looked like something reinacting glastonbury mud festival! one off
£15 birthdays good to save this every month to cover youself

- hmm..............looking at it it doesnt look too bad - we havent had loads of treats - the odd few each but most of it was bills

ok i dont feel too bad now. fingers crossed this month will be better though. we might actually get to start some savings.

Hi there :j and well done on your budgeting. Dont feel bad about your mini break - it sounds like you deserve it . I have made a few comments next to your SOA where you may be able to make some extra savings. Have you included everything above though ? like Council tax or TV licence fee ? there is a good template for a SOA at the top of the DFW threads called 'first time posters' - have a look at that to see if you are including everything and this will make budgeting for next month better. Also have you used the MSE budgetting spreadsheet - it is really good and I use it all the time.

All the best and good luck - OOPS

HariboJunkie

Hi sammy. Just popped back to say i really do think you need to look at the positive here. A few months ago your Bf couldn't work at all because he had lost his sight so the fact that he is driving cars must mean things have gone well on that front at least. In light of that really good news I'd say you definitely deserved a treat to make up for the bad times and as you say things don't seem as bad now as you first thought. Happy Easter!!!

pippo

Hi, As has been said you didn't do too badly did you? We all deserve a treat every now and again. Those of us who have been on the giving up money for lent challenge are having a week off starting today, and I have already bought not 1 but 2 pairs of shoes!!

Why not join us on our 'unnecessary ' challenge next week.