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the late payments charges have started

sweetangel63
Posts: 187 Forumite
I have sent some letters to the creditors. i dont have a landline as i got disconnected. banks have started to charge me for late payment now. as i only paid them a £1 (token payment) so now i owe £12 more than before so disheartening. back from my hol and starting again as i did not write what i spent. start again today. did not use credit cards though.
Angela
Angela
next £500
loan £1800
marks more card £850
barclaycard £850
[STRIKE]gratten £102[/STRIKE]
littlewoods £127
virgin £2000
nationwide £350 overdraft
lloyds £750 overdraft
all interest frozen for next 6months
paid to date in 2007
[strike]nationwide credit card £600[/strike]
[strike]lloyds credit card £480[/strike]
[strike]
adams store card £856
[/strike]
loan £1800
marks more card £850
barclaycard £850
[STRIKE]gratten £102[/STRIKE]
littlewoods £127
virgin £2000
nationwide £350 overdraft
lloyds £750 overdraft
all interest frozen for next 6months
paid to date in 2007
[strike]nationwide credit card £600[/strike]
[strike]lloyds credit card £480[/strike]
[strike]
adams store card £856
[/strike]
0
Comments
-
1. Have you posted you SOA?
2. Have you contacted CCCS / PayPlan / the debt management team in Citizens Advice Bureau for free advice?
3. Have you written to the creditors with the letter asking for a suspension of action from the national debt line?“The ideas of debtor and creditor as to what constitutes a good time never coincide.”
― P.G. Wodehouse, Love Among the Chickens0 -
yes just posted some of the letters got to photo copy some more budget plans.
had another one today...
all good fun hey
angelanext £500
loan £1800
marks more card £850
barclaycard £850
[STRIKE]gratten £102[/STRIKE]
littlewoods £127
virgin £2000
nationwide £350 overdraft
lloyds £750 overdraft
all interest frozen for next 6months
paid to date in 2007
[strike]nationwide credit card £600[/strike]
[strike]lloyds credit card £480[/strike]
[strike]
adams store card £856
[/strike]0
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