Lender has terminated my loan in error, where do I stand

Savedotmoney

Really enjoying this moneysaurus banter. Keep going, let us know what the outcome is.

Conrad2

Savedotmoney wrote: »

Really enjoying this moneysaurus banter. Keep going, let us know what the outcome is.

Aw, just as the series is cancelled! Don't worry though, I heard there could be a movie...

Mara69

It is always a shame that posters such as Conrad are rarely honest - we can assured he'll be back at some point telling us that the lender wrote off the debt along with a substantial sum in compensation and we'll be expected to believe him.

redpete

Conrad2 wrote: »

I It is them that should move heaven and earth not you.

I don't consider making a phone call "moving heaven and earth".

Conrad2

Mara69 wrote: »

It is always a shame that posters such as Conrad are rarely honest - we can assured he'll be back at some point telling us that the lender wrote off the debt along with a substantial sum in compensation and we'll be expected to believe him.

Ooh Mara, you are a one. I'm wrong if I don't get back, and I'm a liar if I do! My six year old uses something similar when trying to get out of going to bed!

Why don't you just do a search on the things I mentioned above and you will find out if what I say about them is true. In fact, all you have to do is follow cos' excellent link (http://legal-dictionary.thefreedicti...on+of+contract). Under the first heading, 'By Agreement', read the two paragraphs (or get a grown up to read them for you) under the heading 'Assent'.

Next, read the entire CCA74 to find that it does not cover contract breach by the creditor (thus leaving it to common law), and then all you have to do is decide if United Kingdom common law on contracts is:

1 Applicable in the, er, United Kingdom;
2 In fact, law;
3 Not just some cunning document falsely put together by naughty Conrad's great, great, great grandfather and implemented in parliament just so he can pretend he's right;
4 Another fiction invented by those silly liars at the round earth society - I bet they just sail round and round for a few month, and buy a bag of potatoes as evidence.

You can say I'm lying about my circumstances if you like (I mean, I don't mind you saying it, but you'd be wrong), but as Judge Joe Dredd often said, "the law is the law".

And because I am feeling particularly vindictive, Father Christmas isn't real.

Conrad2

No no, Father Christmas is real. He must be; he's the man who invented rescission and put it into UK common law!!

gill5blue

Hi
see consumer action group for proper advice and not opinions.
Cheers
gill5blue

Conrad2

If it exists!

Heck, I'm on a roll.

Actually, that is a lie. We ran out of rolls last night.

Conrad2

gill5blue wrote: »

Hi
see consumer action group for proper advice and not opinions.
Cheers
gill5blue

Hell no. I've been faking that site for years just for this moment!

But really, that is good advice. There is a lot of loophole manipulation discussed on there, but otherwise it is a much more useful tool for consumers who find themselves in trouble.

DCFC79

Keep us updated on how you get on Conrad.