Quick credit search question......

peterg1965

When you have a credit search recorded against your name/file what details does it contain? and what information about that search is available to another company that searches your file?

Thanks.

Snaggles

From memory, the type of institution, ie bank, finance house etc, the type of product, and whether it was sole or joint. Can't think if it shows anything else but I'm on maternity leave and my brain is a bit rusty.

Woodyrocks

Here is the format. I have copied and posted a search entry from my report for you to have a look at


Entry Number: P1
Name and address: MS **** ********
**** ****** ******************* ***
Date of birth: 14 December 1980
Searched on: 02/04/2007
Searched by: LLOYDS TSB BANK PLC
Application type: Current Account

peterg1965

As I had hoped! Nothing too specific, I have just applied for a loan (and been accepted) that I no longer need! I suspect the detail of how much the loan was and payment history would have come later once an account was opened.