We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Has anyone had defaults removed ?

Hi

I have read on the C.A.G website about removing defaults from your credit file. They do a template letter which basically says you do not continue to consent to your information being shared after a default has been payed off.

I just wondered if any body had actually managed to do this and have it removed.

Mish x

Comments

  • Woodyrocks
    Woodyrocks Posts: 1,913 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Mish, I paid off a default account a couple of weeks ago and was assured that the default would be removed and my file revised. Less than a week later it was no longer showing as a default. I would make contact with the company and inform them to update their/your record as it is still showing as. I would also forward on a notice of correction to the credit search agency informing them and future searchers that the account in question is settled.
    DEBT FREE AND LOVING LIFE
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.6K Banking & Borrowing
  • 254.8K Reduce Debt & Boost Income
  • 456.1K Spending & Discounts
  • 248.2K Work, Benefits & Business
  • 605.7K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.